Claim Denial Happens When You Miss the 48-Hour Window for Mold Prevention
Most standard homeowner insurance policies cover sudden, accidental water damage, but mold growth caused by delayed response or inadequate drying is typically excluded from coverage. The critical window to prevent mold onset and protect your claim is 24 to 48 hours—during which professional extraction and controlled drying determine whether your insurer will honor remediation costs or deny them as preventable escalation. Does Your Insurance Cover Mold Growth When Water Da